Insurance Coverage

sexe24 · Oct 5, 2008

Hello all,

My question that I would like to put out there is, does any one know of any private insurance that accepts CF patients. My husband does not qualify for any state or government programs since he is able to work and the insurance he has through his job doesn't cover much of anything, even without CF. If anyone has any information they can provide I would greatly appreciate it.

Thanks

sexe24 · Oct 5, 2008

Hello all,

My question that I would like to put out there is, does any one know of any private insurance that accepts CF patients. My husband does not qualify for any state or government programs since he is able to work and the insurance he has through his job doesn't cover much of anything, even without CF. If anyone has any information they can provide I would greatly appreciate it.

Thanks

sexe24 · Oct 5, 2008

Hello all,

My question that I would like to put out there is, does any one know of any private insurance that accepts CF patients. My husband does not qualify for any state or government programs since he is able to work and the insurance he has through his job doesn't cover much of anything, even without CF. If anyone has any information they can provide I would greatly appreciate it.

Thanks

sexe24 · Oct 5, 2008

Hello all,

My question that I would like to put out there is, does any one know of any private insurance that accepts CF patients. My husband does not qualify for any state or government programs since he is able to work and the insurance he has through his job doesn't cover much of anything, even without CF. If anyone has any information they can provide I would greatly appreciate it.

Thanks

sexe24 · Oct 5, 2008

Hello all,
 
 My question that I would like to put out there is, does any one know of any private insurance that accepts CF patients. My husband does not qualify for any state or government programs since he is able to work and the insurance he has through his job doesn't cover much of anything, even without CF. If anyone has any information they can provide I would greatly appreciate it.
 
 Thanks

JazzysMom · Oct 5, 2008

My understanding is that all insurance can not outright deny you for CF, but they can put a limit on benefits (according to the policy not just the condition) & apply a waiting period for pre existing conditions.

Either way its usually quite costly in general to have private insurance.

There are programs through the different pharmaceutical companies that can help with meds etc if you qualify, but the doctors or hospitals wouldnt be covered. Many hospitals have some type of charity funding available which you can inquire about.

Here is a link to some programs:

<a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=902&threadid=17395&highlight_key=y&keyword1=ASSISTANCE%20PROGRAMS">http://forums.cysticfibrosis.c...=ASSISTANCE%20PROGRAMS</a>

JazzysMom · Oct 5, 2008

My understanding is that all insurance can not outright deny you for CF, but they can put a limit on benefits (according to the policy not just the condition) & apply a waiting period for pre existing conditions.

Either way its usually quite costly in general to have private insurance.

There are programs through the different pharmaceutical companies that can help with meds etc if you qualify, but the doctors or hospitals wouldnt be covered. Many hospitals have some type of charity funding available which you can inquire about.

Here is a link to some programs:

<a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=902&threadid=17395&highlight_key=y&keyword1=ASSISTANCE%20PROGRAMS">http://forums.cysticfibrosis.c...=ASSISTANCE%20PROGRAMS</a>

JazzysMom · Oct 5, 2008

My understanding is that all insurance can not outright deny you for CF, but they can put a limit on benefits (according to the policy not just the condition) & apply a waiting period for pre existing conditions.

Either way its usually quite costly in general to have private insurance.

There are programs through the different pharmaceutical companies that can help with meds etc if you qualify, but the doctors or hospitals wouldnt be covered. Many hospitals have some type of charity funding available which you can inquire about.

Here is a link to some programs:

<a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=902&threadid=17395&highlight_key=y&keyword1=ASSISTANCE%20PROGRAMS">http://forums.cysticfibrosis.c...=ASSISTANCE%20PROGRAMS</a>

JazzysMom · Oct 5, 2008

My understanding is that all insurance can not outright deny you for CF, but they can put a limit on benefits (according to the policy not just the condition) & apply a waiting period for pre existing conditions.

Either way its usually quite costly in general to have private insurance.

There are programs through the different pharmaceutical companies that can help with meds etc if you qualify, but the doctors or hospitals wouldnt be covered. Many hospitals have some type of charity funding available which you can inquire about.

Here is a link to some programs:

<a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=902&threadid=17395&highlight_key=y&keyword1=ASSISTANCE%20PROGRAMS">http://forums.cysticfibrosis.c...=ASSISTANCE%20PROGRAMS</a>

JazzysMom · Oct 5, 2008

My understanding is that all insurance can not outright deny you for CF, but they can put a limit on benefits (according to the policy not just the condition) & apply a waiting period for pre existing conditions.
 
 Either way its usually quite costly in general to have private insurance.
 
 There are programs through the different pharmaceutical companies that can help with meds etc if you qualify, but the doctors or hospitals wouldnt be covered. Many hospitals have some type of charity funding available which you can inquire about.
 
 Here is a link to some programs:
 
 <a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=902&threadid=17395&highlight_key=y&keyword1=ASSISTANCE%20PROGRAMS">http://forums.cysticfibrosis.c...=ASSISTANCE%20PROGRAMS</a>

Lamp · Oct 6, 2008