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anyone with medicare as primary?!?!?

JustDucky

New member
Yes, medicare will pay for nurses to come in to your home but they will not pay for home IV's (Medicare part D will cover some of the IV meds up to an extent depending on your policy, but none of the supplies or service charges that infusion companies charge). I am hearing that will change in the next few years though. I hope so...I can't stand being hospitalized for weeks when I know I can take care of myself at home.
My part D changed this year to begin covering generic IV's at generic prices. In the past, they were considered specialty and were very expensive. What that means for me is if my treatment involves those covered drugs then it is possible for me to stay home next time as I am very self sufficient when it comes to accessing my port, dressing changes and IV's. I typically buy my port supplies even now (they weren't covered by Medicare) and just write them off in my taxes.
I hope this helps...while I am glad that I have any insurance, it is definitely a very flawed insurance with strange coverage rules etc...
Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">
 

JustDucky

New member
Yes, medicare will pay for nurses to come in to your home but they will not pay for home IV's (Medicare part D will cover some of the IV meds up to an extent depending on your policy, but none of the supplies or service charges that infusion companies charge). I am hearing that will change in the next few years though. I hope so...I can't stand being hospitalized for weeks when I know I can take care of myself at home.
My part D changed this year to begin covering generic IV's at generic prices. In the past, they were considered specialty and were very expensive. What that means for me is if my treatment involves those covered drugs then it is possible for me to stay home next time as I am very self sufficient when it comes to accessing my port, dressing changes and IV's. I typically buy my port supplies even now (they weren't covered by Medicare) and just write them off in my taxes.
I hope this helps...while I am glad that I have any insurance, it is definitely a very flawed insurance with strange coverage rules etc...
Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">
 

JustDucky

New member
Yes, medicare will pay for nurses to come in to your home but they will not pay for home IV's (Medicare part D will cover some of the IV meds up to an extent depending on your policy, but none of the supplies or service charges that infusion companies charge). I am hearing that will change in the next few years though. I hope so...I can't stand being hospitalized for weeks when I know I can take care of myself at home.
My part D changed this year to begin covering generic IV's at generic prices. In the past, they were considered specialty and were very expensive. What that means for me is if my treatment involves those covered drugs then it is possible for me to stay home next time as I am very self sufficient when it comes to accessing my port, dressing changes and IV's. I typically buy my port supplies even now (they weren't covered by Medicare) and just write them off in my taxes.
I hope this helps...while I am glad that I have any insurance, it is definitely a very flawed insurance with strange coverage rules etc...
Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">
 

JustDucky

New member
Yes, medicare will pay for nurses to come in to your home but they will not pay for home IV's (Medicare part D will cover some of the IV meds up to an extent depending on your policy, but none of the supplies or service charges that infusion companies charge). I am hearing that will change in the next few years though. I hope so...I can't stand being hospitalized for weeks when I know I can take care of myself at home.
My part D changed this year to begin covering generic IV's at generic prices. In the past, they were considered specialty and were very expensive. What that means for me is if my treatment involves those covered drugs then it is possible for me to stay home next time as I am very self sufficient when it comes to accessing my port, dressing changes and IV's. I typically buy my port supplies even now (they weren't covered by Medicare) and just write them off in my taxes.
I hope this helps...while I am glad that I have any insurance, it is definitely a very flawed insurance with strange coverage rules etc...
Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">
 

JustDucky

New member
Yes, medicare will pay for nurses to come in to your home but they will not pay for home IV's (Medicare part D will cover some of the IV meds up to an extent depending on your policy, but none of the supplies or service charges that infusion companies charge). I am hearing that will change in the next few years though. I hope so...I can't stand being hospitalized for weeks when I know I can take care of myself at home.
<br />My part D changed this year to begin covering generic IV's at generic prices. In the past, they were considered specialty and were very expensive. What that means for me is if my treatment involves those covered drugs then it is possible for me to stay home next time as I am very self sufficient when it comes to accessing my port, dressing changes and IV's. I typically buy my port supplies even now (they weren't covered by Medicare) and just write them off in my taxes.
<br />I hope this helps...while I am glad that I have any insurance, it is definitely a very flawed insurance with strange coverage rules etc...
<br />Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">
 

ladybug

New member
Thanks, Jenn!

So, since I'm not taking part B or D since I have two other insurances (tricare and BCBS... both secondary to medicare), I'm wondering how this will work if medicare only covers nursing visits, but not the actual meds?!? Hmmmm... I would guess when I put it through, BCBS will say they won't pick it up since it wasn't covered by my "primary" insurance. Grrrr.... Does anyone have to do this? Send the meds to their secondary, but not the nursing visits, etc.? This seems like a really screwey system. How do you cover nursing visits, but not the meds they give?!? duh.
 

ladybug

New member
Thanks, Jenn!

So, since I'm not taking part B or D since I have two other insurances (tricare and BCBS... both secondary to medicare), I'm wondering how this will work if medicare only covers nursing visits, but not the actual meds?!? Hmmmm... I would guess when I put it through, BCBS will say they won't pick it up since it wasn't covered by my "primary" insurance. Grrrr.... Does anyone have to do this? Send the meds to their secondary, but not the nursing visits, etc.? This seems like a really screwey system. How do you cover nursing visits, but not the meds they give?!? duh.
 

ladybug

New member
Thanks, Jenn!

So, since I'm not taking part B or D since I have two other insurances (tricare and BCBS... both secondary to medicare), I'm wondering how this will work if medicare only covers nursing visits, but not the actual meds?!? Hmmmm... I would guess when I put it through, BCBS will say they won't pick it up since it wasn't covered by my "primary" insurance. Grrrr.... Does anyone have to do this? Send the meds to their secondary, but not the nursing visits, etc.? This seems like a really screwey system. How do you cover nursing visits, but not the meds they give?!? duh.
 

ladybug

New member
Thanks, Jenn!

So, since I'm not taking part B or D since I have two other insurances (tricare and BCBS... both secondary to medicare), I'm wondering how this will work if medicare only covers nursing visits, but not the actual meds?!? Hmmmm... I would guess when I put it through, BCBS will say they won't pick it up since it wasn't covered by my "primary" insurance. Grrrr.... Does anyone have to do this? Send the meds to their secondary, but not the nursing visits, etc.? This seems like a really screwey system. How do you cover nursing visits, but not the meds they give?!? duh.
 

ladybug

New member
Thanks, Jenn!
<br />
<br />So, since I'm not taking part B or D since I have two other insurances (tricare and BCBS... both secondary to medicare), I'm wondering how this will work if medicare only covers nursing visits, but not the actual meds?!? Hmmmm... I would guess when I put it through, BCBS will say they won't pick it up since it wasn't covered by my "primary" insurance. Grrrr.... Does anyone have to do this? Send the meds to their secondary, but not the nursing visits, etc.? This seems like a really screwey system. How do you cover nursing visits, but not the meds they give?!? duh.
 
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