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hypersal question

S

Skye

New member
My insurance covers it. I would like to know why the heck salt water costs so dang much. Not much R&D...not much in the way of FDA approval. I am feeling a bit ripped off.

BTW, my clinic says that Medicaid does not cover HS. That stinks. They are working to try to get it covered under Medicaid.
 
S

Skye

New member
My insurance covers it. I would like to know why the heck salt water costs so dang much. Not much R&D...not much in the way of FDA approval. I am feeling a bit ripped off.

BTW, my clinic says that Medicaid does not cover HS. That stinks. They are working to try to get it covered under Medicaid.
 
S

Skye

New member
My insurance covers it. I would like to know why the heck salt water costs so dang much. Not much R&D...not much in the way of FDA approval. I am feeling a bit ripped off.

BTW, my clinic says that Medicaid does not cover HS. That stinks. They are working to try to get it covered under Medicaid.
 
S

Skye

New member
My insurance covers it. I would like to know why the heck salt water costs so dang much. Not much R&D...not much in the way of FDA approval. I am feeling a bit ripped off.

BTW, my clinic says that Medicaid does not cover HS. That stinks. They are working to try to get it covered under Medicaid.
 
S

Skye

New member
My insurance covers it. I would like to know why the heck salt water costs so dang much. Not much R&D...not much in the way of FDA approval. I am feeling a bit ripped off.
<br />
<br />BTW, my clinic says that Medicaid does not cover HS. That stinks. They are working to try to get it covered under Medicaid.
 
F

folione

New member
Our insurance covers it, but the "reasoning" behind insurance is just plain nutso - it is pointless to look for any rational argument. In the past couple weeks, I refilled Creon (30days), Hypersal (90 days), albuterol (90 days)and prevacid (90 days). The copays looked like this:

Creon $40 - this comes out to me paying 8% of the full cost
Hypersal $80 - this is 48% of the cost
Albuterol $20 - this is 23% of the cost
Prevacid $50 - this is 12% of the cost

The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.
 
F

folione

New member
Our insurance covers it, but the "reasoning" behind insurance is just plain nutso - it is pointless to look for any rational argument. In the past couple weeks, I refilled Creon (30days), Hypersal (90 days), albuterol (90 days)and prevacid (90 days). The copays looked like this:

Creon $40 - this comes out to me paying 8% of the full cost
Hypersal $80 - this is 48% of the cost
Albuterol $20 - this is 23% of the cost
Prevacid $50 - this is 12% of the cost

The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.
 
F

folione

New member
Our insurance covers it, but the "reasoning" behind insurance is just plain nutso - it is pointless to look for any rational argument. In the past couple weeks, I refilled Creon (30days), Hypersal (90 days), albuterol (90 days)and prevacid (90 days). The copays looked like this:

Creon $40 - this comes out to me paying 8% of the full cost
Hypersal $80 - this is 48% of the cost
Albuterol $20 - this is 23% of the cost
Prevacid $50 - this is 12% of the cost

The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.
 
F

folione

New member
Our insurance covers it, but the "reasoning" behind insurance is just plain nutso - it is pointless to look for any rational argument. In the past couple weeks, I refilled Creon (30days), Hypersal (90 days), albuterol (90 days)and prevacid (90 days). The copays looked like this:

Creon $40 - this comes out to me paying 8% of the full cost
Hypersal $80 - this is 48% of the cost
Albuterol $20 - this is 23% of the cost
Prevacid $50 - this is 12% of the cost

The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.
 
F

folione

New member
Our insurance covers it, but the "reasoning" behind insurance is just plain nutso - it is pointless to look for any rational argument. In the past couple weeks, I refilled Creon (30days), Hypersal (90 days), albuterol (90 days)and prevacid (90 days). The copays looked like this:
<br />
<br />Creon $40 - this comes out to me paying 8% of the full cost
<br />Hypersal $80 - this is 48% of the cost
<br />Albuterol $20 - this is 23% of the cost
<br />Prevacid $50 - this is 12% of the cost
<br />
<br />The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.
 
J

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>folione</b></i>


The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.</end quote></div>


Supply & demand......type thing
 
J

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>folione</b></i>


The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.</end quote></div>


Supply & demand......type thing
 
J

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>folione</b></i>


The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.</end quote></div>


Supply & demand......type thing
 
J

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>folione</b></i>


The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.</end quote>


Supply & demand......type thing
 
J

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>folione</b></i>
<br />
<br />
<br />The "reason" for the high hypersal copay is that it is classified as a name-brand, non-preferred item and the copay is set at a fixed dollar amount. The fact that saltwater is cheap and effective is besides the point in the insurance system.</end quote>
<br />
<br />
<br />Supply & demand......type thing
<br />
 
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