Insurance Problems at Work

[Buckeye]

I work for a small company doing accounting. Over the years my hours have always varied depending on how busy we were at the time. Some times I would work 40 hours or more per week, sometimes 20 hours. A lot of the time I was telecommuting from home and it was really the perfect job for someone whose kid has health issues and disabilities. I could generally have any time I needed off for my son's medical issues without questions.The problem I have is that a few months ago they asked me to commit to working 40 hours per week, the majority of which would be in the office. I agreed to that because if I work full-time I would be eligible for insurance through the company and it would be nice to have two insurance plans instead of just my husband's - a second one would take up the slack of the primary one and cut down on our out of pocket. My insurance would be primary for my son then and my husband's would be secondary due to the fact that my birthday is before my husband's.At that time I had asked the HR Director how long I would have to work those 40 hour weeks in order to be eligible for insurance benefits and I was told 12 weeks. After having worked those 12 weeks I asked for the paperwork for the insurance plans. After a few weeks of getting my emails not answered and basically getting the run around they finally told me on Friday that I was and always had been part-time and it was up to their discretion when and if they ever changed my status to full-time and as a part-time employee I am eligible for absolutely no benefits (vacation, insurance, etc). OK, my son has massive medical bills due to all sort of conditions and they know this (because I have been very open about when he has doctor appointments, hospital stays, procedures, etc). I really believe that they do not want to make me full-time because if I would put my son on the medical plan it would blow their rates out of the water next year when they go to renew the plans. Has this happened to anyone else? Can they really just pick and choose who gets insurance? I'm not sure how I can prove it, but isn't that discriminating against me because of my son's medical issues and disabilities?It's been two days since they told me this and I am still so pissed off and disappointed in the company that I am about to throw up. I can't believe they would pull this crap on me<img src="i/expressions/face-icon-small-disgusted.gif" border="0">.

 

[Buckeye]

I work for a small company doing accounting. Over the years my hours have always varied depending on how busy we were at the time. Some times I would work 40 hours or more per week, sometimes 20 hours. A lot of the time I was telecommuting from home and it was really the perfect job for someone whose kid has health issues and disabilities. I could generally have any time I needed off for my son's medical issues without questions.The problem I have is that a few months ago they asked me to commit to working 40 hours per week, the majority of which would be in the office. I agreed to that because if I work full-time I would be eligible for insurance through the company and it would be nice to have two insurance plans instead of just my husband's - a second one would take up the slack of the primary one and cut down on our out of pocket. My insurance would be primary for my son then and my husband's would be secondary due to the fact that my birthday is before my husband's.At that time I had asked the HR Director how long I would have to work those 40 hour weeks in order to be eligible for insurance benefits and I was told 12 weeks. After having worked those 12 weeks I asked for the paperwork for the insurance plans. After a few weeks of getting my emails not answered and basically getting the run around they finally told me on Friday that I was and always had been part-time and it was up to their discretion when and if they ever changed my status to full-time and as a part-time employee I am eligible for absolutely no benefits (vacation, insurance, etc). OK, my son has massive medical bills due to all sort of conditions and they know this (because I have been very open about when he has doctor appointments, hospital stays, procedures, etc). I really believe that they do not want to make me full-time because if I would put my son on the medical plan it would blow their rates out of the water next year when they go to renew the plans. Has this happened to anyone else? Can they really just pick and choose who gets insurance? I'm not sure how I can prove it, but isn't that discriminating against me because of my son's medical issues and disabilities?It's been two days since they told me this and I am still so pissed off and disappointed in the company that I am about to throw up. I can't believe they would pull this crap on me<img src="i/expressions/face-icon-small-disgusted.gif" border="0">.

 

[Buckeye]

I work for a small company doing accounting. Over the years my hours have always varied depending on how busy we were at the time. Some times I would work 40 hours or more per week, sometimes 20 hours. A lot of the time I was telecommuting from home and it was really the perfect job for someone whose kid has health issues and disabilities. I could generally have any time I needed off for my son's medical issues without questions.The problem I have is that a few months ago they asked me to commit to working 40 hours per week, the majority of which would be in the office. I agreed to that because if I work full-time I would be eligible for insurance through the company and it would be nice to have two insurance plans instead of just my husband's - a second one would take up the slack of the primary one and cut down on our out of pocket. My insurance would be primary for my son then and my husband's would be secondary due to the fact that my birthday is before my husband's.At that time I had asked the HR Director how long I would have to work those 40 hour weeks in order to be eligible for insurance benefits and I was told 12 weeks. After having worked those 12 weeks I asked for the paperwork for the insurance plans. After a few weeks of getting my emails not answered and basically getting the run around they finally told me on Friday that I was and always had been part-time and it was up to their discretion when and if they ever changed my status to full-time and as a part-time employee I am eligible for absolutely no benefits (vacation, insurance, etc). OK, my son has massive medical bills due to all sort of conditions and they know this (because I have been very open about when he has doctor appointments, hospital stays, procedures, etc). I really believe that they do not want to make me full-time because if I would put my son on the medical plan it would blow their rates out of the water next year when they go to renew the plans. Has this happened to anyone else? Can they really just pick and choose who gets insurance? I'm not sure how I can prove it, but isn't that discriminating against me because of my son's medical issues and disabilities?It's been two days since they told me this and I am still so pissed off and disappointed in the company that I am about to throw up. I can't believe they would pull this crap on me<img src="i/expressions/face-icon-small-disgusted.gif" border="0">.

 

[Buckeye]

I work for a small company doing accounting. Over the years my hours have always varied depending on how busy we were at the time. Some times I would work 40 hours or more per week, sometimes 20 hours. A lot of the time I was telecommuting from home and it was really the perfect job for someone whose kid has health issues and disabilities. I could generally have any time I needed off for my son's medical issues without questions.The problem I have is that a few months ago they asked me to commit to working 40 hours per week, the majority of which would be in the office. I agreed to that because if I work full-time I would be eligible for insurance through the company and it would be nice to have two insurance plans instead of just my husband's - a second one would take up the slack of the primary one and cut down on our out of pocket. My insurance would be primary for my son then and my husband's would be secondary due to the fact that my birthday is before my husband's.At that time I had asked the HR Director how long I would have to work those 40 hour weeks in order to be eligible for insurance benefits and I was told 12 weeks. After having worked those 12 weeks I asked for the paperwork for the insurance plans. After a few weeks of getting my emails not answered and basically getting the run around they finally told me on Friday that I was and always had been part-time and it was up to their discretion when and if they ever changed my status to full-time and as a part-time employee I am eligible for absolutely no benefits (vacation, insurance, etc). OK, my son has massive medical bills due to all sort of conditions and they know this (because I have been very open about when he has doctor appointments, hospital stays, procedures, etc). I really believe that they do not want to make me full-time because if I would put my son on the medical plan it would blow their rates out of the water next year when they go to renew the plans. Has this happened to anyone else? Can they really just pick and choose who gets insurance? I'm not sure how I can prove it, but isn't that discriminating against me because of my son's medical issues and disabilities?It's been two days since they told me this and I am still so pissed off and disappointed in the company that I am about to throw up. I can't believe they would pull this crap on me<img src="i/expressions/face-icon-small-disgusted.gif" border="0">.

 

[Buckeye]

I work for a small company doing accounting. Over the years my hours have always varied depending on how busy we were at the time. Some times I would work 40 hours or more per week, sometimes 20 hours. A lot of the time I was telecommuting from home and it was really the perfect job for someone whose kid has health issues and disabilities. I could generally have any time I needed off for my son's medical issues without questions.<p>The problem I have is that a few months ago they asked me to commit to working 40 hours per week, the majority of which would be in the office. I agreed to that because if I work full-time I would be eligible for insurance through the company and it would be nice to have two insurance plans instead of just my husband's - a second one would take up the slack of the primary one and cut down on our out of pocket. My insurance would be primary for my son then and my husband's would be secondary due to the fact that my birthday is before my husband's.<p>At that time I had asked the HR Director how long I would have to work those 40 hour weeks in order to be eligible for insurance benefits and I was told 12 weeks. After having worked those 12 weeks I asked for the paperwork for the insurance plans. After a few weeks of getting my emails not answered and basically getting the run around they finally told me on Friday that I was and always had been part-time and it was up to their discretion when and if they ever changed my status to full-time and as a part-time employee I am eligible for absolutely no benefits (vacation, insurance, etc). <p>OK, my son has massive medical bills due to all sort of conditions and they know this (because I have been very open about when he has doctor appointments, hospital stays, procedures, etc). I really believe that they do not want to make me full-time because if I would put my son on the medical plan it would blow their rates out of the water next year when they go to renew the plans. <p>Has this happened to anyone else? Can they really just pick and choose who gets insurance? I'm not sure how I can prove it, but isn't that discriminating against me because of my son's medical issues and disabilities?<p>It's been two days since they told me this and I am still so pissed off and disappointed in the company that I am about to throw up. I can't believe they would pull this crap on me<img src="i/expressions/face-icon-small-disgusted.gif" border="0">.

 

[Mommafirst]

wow, Pam, I am so sorry!!! I really don't know if they can legally do this, but I do know that I wouldn't continue working full time for these people if this is their stance.

Since your screenname is Buckeye, I'm going to take a leap and assume that you are in Ohio. Have you applied for BCMH?? My husband and I never thought we'd get approved. We make a good salary. But Alyssa's CF diagnosis with a feeding tube and several hospital stays last year, got us approved. It covers EVERYTHING that my insurance doesn't -- co-pays for dr visits, hospitals, meds, even pediasure. Maybe your solution would be to apply to BCMH and tell this company they can shove their insurance.

I know this isn't what you were looking for -- I wish I could help with the real issue at hand. What a crummy thing to do.

 

[Mommafirst]

wow, Pam, I am so sorry!!! I really don't know if they can legally do this, but I do know that I wouldn't continue working full time for these people if this is their stance.

Since your screenname is Buckeye, I'm going to take a leap and assume that you are in Ohio. Have you applied for BCMH?? My husband and I never thought we'd get approved. We make a good salary. But Alyssa's CF diagnosis with a feeding tube and several hospital stays last year, got us approved. It covers EVERYTHING that my insurance doesn't -- co-pays for dr visits, hospitals, meds, even pediasure. Maybe your solution would be to apply to BCMH and tell this company they can shove their insurance.

I know this isn't what you were looking for -- I wish I could help with the real issue at hand. What a crummy thing to do.

 

[Mommafirst]

wow, Pam, I am so sorry!!! I really don't know if they can legally do this, but I do know that I wouldn't continue working full time for these people if this is their stance.

Since your screenname is Buckeye, I'm going to take a leap and assume that you are in Ohio. Have you applied for BCMH?? My husband and I never thought we'd get approved. We make a good salary. But Alyssa's CF diagnosis with a feeding tube and several hospital stays last year, got us approved. It covers EVERYTHING that my insurance doesn't -- co-pays for dr visits, hospitals, meds, even pediasure. Maybe your solution would be to apply to BCMH and tell this company they can shove their insurance.

I know this isn't what you were looking for -- I wish I could help with the real issue at hand. What a crummy thing to do.

 

[Mommafirst]

wow, Pam, I am so sorry!!! I really don't know if they can legally do this, but I do know that I wouldn't continue working full time for these people if this is their stance.

Since your screenname is Buckeye, I'm going to take a leap and assume that you are in Ohio. Have you applied for BCMH?? My husband and I never thought we'd get approved. We make a good salary. But Alyssa's CF diagnosis with a feeding tube and several hospital stays last year, got us approved. It covers EVERYTHING that my insurance doesn't -- co-pays for dr visits, hospitals, meds, even pediasure. Maybe your solution would be to apply to BCMH and tell this company they can shove their insurance.

I know this isn't what you were looking for -- I wish I could help with the real issue at hand. What a crummy thing to do.

 

[Mommafirst]

wow, Pam, I am so sorry!!! I really don't know if they can legally do this, but I do know that I wouldn't continue working full time for these people if this is their stance.
<br />
<br />Since your screenname is Buckeye, I'm going to take a leap and assume that you are in Ohio. Have you applied for BCMH?? My husband and I never thought we'd get approved. We make a good salary. But Alyssa's CF diagnosis with a feeding tube and several hospital stays last year, got us approved. It covers EVERYTHING that my insurance doesn't -- co-pays for dr visits, hospitals, meds, even pediasure. Maybe your solution would be to apply to BCMH and tell this company they can shove their insurance.
<br />
<br />I know this isn't what you were looking for -- I wish I could help with the real issue at hand. What a crummy thing to do.

 

[NanaOf8GirlsAndCounting]

Everytime I hear a story like this my blood just boils. We also live in Ohio and my daughter got fired from her job because of Grayson's CF. Oh, they said that since she would not be able to concentrate on her job with Graycie being in and out of the hospital all the time she wouldn't be able to preform her job. We contacted a lawyer and were told that there is no law in Ohio to protect parents of children with disablities. Laws to protect the disabled oh yes but not the parents and a company can fire you for anything they want to. BCMH did approve her and along with her husbands insurance it covers almost everything. Thank God! You need to apply for this because we didn't think they would get it and they did. It is just awful that parents are not included in any kind of protection in the handicapped bills. I am only speaking of Ohio, not sure if this is the same in all states. My daughter worked for this company for 10yrs since high school. We need to help get a bill passed that would protect the parents of disabled children. I am looking into this and will let everyone know what I can find out.

 

[NanaOf8GirlsAndCounting]

Everytime I hear a story like this my blood just boils. We also live in Ohio and my daughter got fired from her job because of Grayson's CF. Oh, they said that since she would not be able to concentrate on her job with Graycie being in and out of the hospital all the time she wouldn't be able to preform her job. We contacted a lawyer and were told that there is no law in Ohio to protect parents of children with disablities. Laws to protect the disabled oh yes but not the parents and a company can fire you for anything they want to. BCMH did approve her and along with her husbands insurance it covers almost everything. Thank God! You need to apply for this because we didn't think they would get it and they did. It is just awful that parents are not included in any kind of protection in the handicapped bills. I am only speaking of Ohio, not sure if this is the same in all states. My daughter worked for this company for 10yrs since high school. We need to help get a bill passed that would protect the parents of disabled children. I am looking into this and will let everyone know what I can find out.

 

[NanaOf8GirlsAndCounting]

Everytime I hear a story like this my blood just boils. We also live in Ohio and my daughter got fired from her job because of Grayson's CF. Oh, they said that since she would not be able to concentrate on her job with Graycie being in and out of the hospital all the time she wouldn't be able to preform her job. We contacted a lawyer and were told that there is no law in Ohio to protect parents of children with disablities. Laws to protect the disabled oh yes but not the parents and a company can fire you for anything they want to. BCMH did approve her and along with her husbands insurance it covers almost everything. Thank God! You need to apply for this because we didn't think they would get it and they did. It is just awful that parents are not included in any kind of protection in the handicapped bills. I am only speaking of Ohio, not sure if this is the same in all states. My daughter worked for this company for 10yrs since high school. We need to help get a bill passed that would protect the parents of disabled children. I am looking into this and will let everyone know what I can find out.

 

[NanaOf8GirlsAndCounting]

Everytime I hear a story like this my blood just boils. We also live in Ohio and my daughter got fired from her job because of Grayson's CF. Oh, they said that since she would not be able to concentrate on her job with Graycie being in and out of the hospital all the time she wouldn't be able to preform her job. We contacted a lawyer and were told that there is no law in Ohio to protect parents of children with disablities. Laws to protect the disabled oh yes but not the parents and a company can fire you for anything they want to. BCMH did approve her and along with her husbands insurance it covers almost everything. Thank God! You need to apply for this because we didn't think they would get it and they did. It is just awful that parents are not included in any kind of protection in the handicapped bills. I am only speaking of Ohio, not sure if this is the same in all states. My daughter worked for this company for 10yrs since high school. We need to help get a bill passed that would protect the parents of disabled children. I am looking into this and will let everyone know what I can find out.

 

[NanaOf8GirlsAndCounting]

Everytime I hear a story like this my blood just boils. We also live in Ohio and my daughter got fired from her job because of Grayson's CF. Oh, they said that since she would not be able to concentrate on her job with Graycie being in and out of the hospital all the time she wouldn't be able to preform her job. We contacted a lawyer and were told that there is no law in Ohio to protect parents of children with disablities. Laws to protect the disabled oh yes but not the parents and a company can fire you for anything they want to. BCMH did approve her and along with her husbands insurance it covers almost everything. Thank God! You need to apply for this because we didn't think they would get it and they did. It is just awful that parents are not included in any kind of protection in the handicapped bills. I am only speaking of Ohio, not sure if this is the same in all states. My daughter worked for this company for 10yrs since high school. We need to help get a bill passed that would protect the parents of disabled children. I am looking into this and will let everyone know what I can find out.

 

[Buckeye]

Yep. We're in Ohio. We had BCMH years ago when my son was a baby because of his Cerebral Palsy, but they went through a bunch of cuts in funding and in the meantime my husband kept increasing his salary so we're not eligible for it any more.We are currently on the waiting list for some Waiver programs which basically provide services for kids with disabilities without taking into account their parents' income, but the waiting lists are ridiculously long. It acts as a secondary insurance so it will be good for copays and when we go over the DME caps. I have managed to move him up about 2,000 spots on one of the waivers just recently by begging, pleading and just being a pain the butt at the MRDD office, but we're still years away from getting on one of them.I did schedule a meeting with the owner of the company for tomorrow to see if he is in agreement with the HR Director or not. If I don't like what he has to say I'm prepared to give my notice since I do not have a lot of respect left for the company right now.

 

[Buckeye]

Yep. We're in Ohio. We had BCMH years ago when my son was a baby because of his Cerebral Palsy, but they went through a bunch of cuts in funding and in the meantime my husband kept increasing his salary so we're not eligible for it any more.We are currently on the waiting list for some Waiver programs which basically provide services for kids with disabilities without taking into account their parents' income, but the waiting lists are ridiculously long. It acts as a secondary insurance so it will be good for copays and when we go over the DME caps. I have managed to move him up about 2,000 spots on one of the waivers just recently by begging, pleading and just being a pain the butt at the MRDD office, but we're still years away from getting on one of them.I did schedule a meeting with the owner of the company for tomorrow to see if he is in agreement with the HR Director or not. If I don't like what he has to say I'm prepared to give my notice since I do not have a lot of respect left for the company right now.

 

[Buckeye]

Yep. We're in Ohio. We had BCMH years ago when my son was a baby because of his Cerebral Palsy, but they went through a bunch of cuts in funding and in the meantime my husband kept increasing his salary so we're not eligible for it any more.We are currently on the waiting list for some Waiver programs which basically provide services for kids with disabilities without taking into account their parents' income, but the waiting lists are ridiculously long. It acts as a secondary insurance so it will be good for copays and when we go over the DME caps. I have managed to move him up about 2,000 spots on one of the waivers just recently by begging, pleading and just being a pain the butt at the MRDD office, but we're still years away from getting on one of them.I did schedule a meeting with the owner of the company for tomorrow to see if he is in agreement with the HR Director or not. If I don't like what he has to say I'm prepared to give my notice since I do not have a lot of respect left for the company right now.

 

[Buckeye]

Yep. We're in Ohio. We had BCMH years ago when my son was a baby because of his Cerebral Palsy, but they went through a bunch of cuts in funding and in the meantime my husband kept increasing his salary so we're not eligible for it any more.We are currently on the waiting list for some Waiver programs which basically provide services for kids with disabilities without taking into account their parents' income, but the waiting lists are ridiculously long. It acts as a secondary insurance so it will be good for copays and when we go over the DME caps. I have managed to move him up about 2,000 spots on one of the waivers just recently by begging, pleading and just being a pain the butt at the MRDD office, but we're still years away from getting on one of them.I did schedule a meeting with the owner of the company for tomorrow to see if he is in agreement with the HR Director or not. If I don't like what he has to say I'm prepared to give my notice since I do not have a lot of respect left for the company right now.

 

[Buckeye]

Yep. We're in Ohio. We had BCMH years ago when my son was a baby because of his Cerebral Palsy, but they went through a bunch of cuts in funding and in the meantime my husband kept increasing his salary so we're not eligible for it any more.<p>We are currently on the waiting list for some Waiver programs which basically provide services for kids with disabilities without taking into account their parents' income, but the waiting lists are ridiculously long. It acts as a secondary insurance so it will be good for copays and when we go over the DME caps. I have managed to move him up about 2,000 spots on one of the waivers just recently by begging, pleading and just being a pain the butt at the MRDD office, but we're still years away from getting on one of them.<p>I did schedule a meeting with the owner of the company for tomorrow to see if he is in agreement with the HR Director or not. If I don't like what he has to say I'm prepared to give my notice since I do not have a lot of respect left for the company right now.