Insurance

[wildchild]

Sakasuka- You are right, and there is no way either of us would consent to marrying before the insurance is worked out. That's why I am curious as to what things people around here have done. The easiest thing is for me to get a job that will provide the coverage we need, but if that takes a long time or proves to be impossible, I know there are other options. That is what I am trying to find out from you good people. He does work, at a job he loves but that can't provide insurance to its employees (yet. It's a small, privately owned business), and I don't want him to stop doing what he loves for me. So no, that is not really an option.

jandburke- thanks for the tip; I will have a look and see what I can find. (And I would be happy to share it here after the fact <img src="i/expressions/face-icon-small-smile.gif" border="0">)

 

[wildchild]

Sakasuka- You are right, and there is no way either of us would consent to marrying before the insurance is worked out. That's why I am curious as to what things people around here have done. The easiest thing is for me to get a job that will provide the coverage we need, but if that takes a long time or proves to be impossible, I know there are other options. That is what I am trying to find out from you good people. He does work, at a job he loves but that can't provide insurance to its employees (yet. It's a small, privately owned business), and I don't want him to stop doing what he loves for me. So no, that is not really an option.

jandburke- thanks for the tip; I will have a look and see what I can find. (And I would be happy to share it here after the fact <img src="i/expressions/face-icon-small-smile.gif" border="0">)

 

[wildchild]

Sakasuka- You are right, and there is no way either of us would consent to marrying before the insurance is worked out. That's why I am curious as to what things people around here have done. The easiest thing is for me to get a job that will provide the coverage we need, but if that takes a long time or proves to be impossible, I know there are other options. That is what I am trying to find out from you good people. He does work, at a job he loves but that can't provide insurance to its employees (yet. It's a small, privately owned business), and I don't want him to stop doing what he loves for me. So no, that is not really an option.

jandburke- thanks for the tip; I will have a look and see what I can find. (And I would be happy to share it here after the fact <img src="i/expressions/face-icon-small-smile.gif" border="0">)

 

[wildchild]

Sakasuka- You are right, and there is no way either of us would consent to marrying before the insurance is worked out. That's why I am curious as to what things people around here have done. The easiest thing is for me to get a job that will provide the coverage we need, but if that takes a long time or proves to be impossible, I know there are other options. That is what I am trying to find out from you good people. He does work, at a job he loves but that can't provide insurance to its employees (yet. It's a small, privately owned business), and I don't want him to stop doing what he loves for me. So no, that is not really an option.

jandburke- thanks for the tip; I will have a look and see what I can find. (And I would be happy to share it here after the fact <img src="i/expressions/face-icon-small-smile.gif" border="0">)

 

[blondelawyer]

My husband has had insurance through his job since we have been married, with the exception of about a month, when he was on my insurance plan. He is considering changing jobs right now, and if he does, he will go back on my health insurance through work. Really, the only way that I know is for one of us to have a job that provides insurance. So, hopefully you will find a job after you graduate that has good health insurance and then Patrick could get on your insurance after you got married.

Many private employers have very good insurance coverage, so don't feel like you must focus on government employment. In fact, my coverage at my first job out of college was a lot better than the coverage I had as a state employee. So, just look at the benefits that are offered by your potential employers and evaluate the plans that they have to make sure that the plan is good enough for your situation. Sometimes taking a job that pays more and doesn't have quite a good of benefits it worth it and sometimes it pays to take in less money but have a better insurance plan. It really all depends on what the specific benefits are. For us, our plan is not ideal right now, but we have a pretty "low" (it all being relative) out of pocket maximum, so we know that we have higher costs in the first part of the year, until the max. is met, and then have lower costs the rest of the year (where we only pay for doc visit copays and prescription copays).

Good luck! I hope that everything works out for you.

 

[blondelawyer]

My husband has had insurance through his job since we have been married, with the exception of about a month, when he was on my insurance plan. He is considering changing jobs right now, and if he does, he will go back on my health insurance through work. Really, the only way that I know is for one of us to have a job that provides insurance. So, hopefully you will find a job after you graduate that has good health insurance and then Patrick could get on your insurance after you got married.

Many private employers have very good insurance coverage, so don't feel like you must focus on government employment. In fact, my coverage at my first job out of college was a lot better than the coverage I had as a state employee. So, just look at the benefits that are offered by your potential employers and evaluate the plans that they have to make sure that the plan is good enough for your situation. Sometimes taking a job that pays more and doesn't have quite a good of benefits it worth it and sometimes it pays to take in less money but have a better insurance plan. It really all depends on what the specific benefits are. For us, our plan is not ideal right now, but we have a pretty "low" (it all being relative) out of pocket maximum, so we know that we have higher costs in the first part of the year, until the max. is met, and then have lower costs the rest of the year (where we only pay for doc visit copays and prescription copays).

Good luck! I hope that everything works out for you.

 

[blondelawyer]

My husband has had insurance through his job since we have been married, with the exception of about a month, when he was on my insurance plan. He is considering changing jobs right now, and if he does, he will go back on my health insurance through work. Really, the only way that I know is for one of us to have a job that provides insurance. So, hopefully you will find a job after you graduate that has good health insurance and then Patrick could get on your insurance after you got married.

Many private employers have very good insurance coverage, so don't feel like you must focus on government employment. In fact, my coverage at my first job out of college was a lot better than the coverage I had as a state employee. So, just look at the benefits that are offered by your potential employers and evaluate the plans that they have to make sure that the plan is good enough for your situation. Sometimes taking a job that pays more and doesn't have quite a good of benefits it worth it and sometimes it pays to take in less money but have a better insurance plan. It really all depends on what the specific benefits are. For us, our plan is not ideal right now, but we have a pretty "low" (it all being relative) out of pocket maximum, so we know that we have higher costs in the first part of the year, until the max. is met, and then have lower costs the rest of the year (where we only pay for doc visit copays and prescription copays).

Good luck! I hope that everything works out for you.

 

[blondelawyer]

My husband has had insurance through his job since we have been married, with the exception of about a month, when he was on my insurance plan. He is considering changing jobs right now, and if he does, he will go back on my health insurance through work. Really, the only way that I know is for one of us to have a job that provides insurance. So, hopefully you will find a job after you graduate that has good health insurance and then Patrick could get on your insurance after you got married.

Many private employers have very good insurance coverage, so don't feel like you must focus on government employment. In fact, my coverage at my first job out of college was a lot better than the coverage I had as a state employee. So, just look at the benefits that are offered by your potential employers and evaluate the plans that they have to make sure that the plan is good enough for your situation. Sometimes taking a job that pays more and doesn't have quite a good of benefits it worth it and sometimes it pays to take in less money but have a better insurance plan. It really all depends on what the specific benefits are. For us, our plan is not ideal right now, but we have a pretty "low" (it all being relative) out of pocket maximum, so we know that we have higher costs in the first part of the year, until the max. is met, and then have lower costs the rest of the year (where we only pay for doc visit copays and prescription copays).

Good luck! I hope that everything works out for you.

 

[blondelawyer]

My husband has had insurance through his job since we have been married, with the exception of about a month, when he was on my insurance plan. He is considering changing jobs right now, and if he does, he will go back on my health insurance through work. Really, the only way that I know is for one of us to have a job that provides insurance. So, hopefully you will find a job after you graduate that has good health insurance and then Patrick could get on your insurance after you got married.

Many private employers have very good insurance coverage, so don't feel like you must focus on government employment. In fact, my coverage at my first job out of college was a lot better than the coverage I had as a state employee. So, just look at the benefits that are offered by your potential employers and evaluate the plans that they have to make sure that the plan is good enough for your situation. Sometimes taking a job that pays more and doesn't have quite a good of benefits it worth it and sometimes it pays to take in less money but have a better insurance plan. It really all depends on what the specific benefits are. For us, our plan is not ideal right now, but we have a pretty "low" (it all being relative) out of pocket maximum, so we know that we have higher costs in the first part of the year, until the max. is met, and then have lower costs the rest of the year (where we only pay for doc visit copays and prescription copays).

Good luck! I hope that everything works out for you.

 

[blondelawyer]

My husband has had insurance through his job since we have been married, with the exception of about a month, when he was on my insurance plan. He is considering changing jobs right now, and if he does, he will go back on my health insurance through work. Really, the only way that I know is for one of us to have a job that provides insurance. So, hopefully you will find a job after you graduate that has good health insurance and then Patrick could get on your insurance after you got married.

Many private employers have very good insurance coverage, so don't feel like you must focus on government employment. In fact, my coverage at my first job out of college was a lot better than the coverage I had as a state employee. So, just look at the benefits that are offered by your potential employers and evaluate the plans that they have to make sure that the plan is good enough for your situation. Sometimes taking a job that pays more and doesn't have quite a good of benefits it worth it and sometimes it pays to take in less money but have a better insurance plan. It really all depends on what the specific benefits are. For us, our plan is not ideal right now, but we have a pretty "low" (it all being relative) out of pocket maximum, so we know that we have higher costs in the first part of the year, until the max. is met, and then have lower costs the rest of the year (where we only pay for doc visit copays and prescription copays).

Good luck! I hope that everything works out for you.

 

[janddburke]

here is the link to which I was referring
info on Beth
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/InTheSpotlight/
">http://www.cff.org/LivingWithCF/InTheSpotlight/
</a>
CF legal info hotline
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/CFLegalHotline/">http://www.cff.org/LivingWithCF/CFLegalHotline/</a>

 

[janddburke]

here is the link to which I was referring
info on Beth
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/InTheSpotlight/
">http://www.cff.org/LivingWithCF/InTheSpotlight/
</a>
CF legal info hotline
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/CFLegalHotline/">http://www.cff.org/LivingWithCF/CFLegalHotline/</a>

 

[janddburke]

here is the link to which I was referring
info on Beth
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/InTheSpotlight/
">http://www.cff.org/LivingWithCF/InTheSpotlight/
</a>
CF legal info hotline
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/CFLegalHotline/">http://www.cff.org/LivingWithCF/CFLegalHotline/</a>

 

[janddburke]

here is the link to which I was referring
info on Beth
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/InTheSpotlight/
">http://www.cff.org/LivingWithCF/InTheSpotlight/
</a>
CF legal info hotline
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/CFLegalHotline/">http://www.cff.org/LivingWithCF/CFLegalHotline/</a>

 

[janddburke]

here is the link to which I was referring
info on Beth
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/InTheSpotlight/
">http://www.cff.org/LivingWithCF/InTheSpotlight/
</a>
CF legal info hotline
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/CFLegalHotline/">http://www.cff.org/LivingWithCF/CFLegalHotline/</a>

 

[janddburke]

here is the link to which I was referring
info on Beth
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/InTheSpotlight/
">http://www.cff.org/LivingWithCF/InTheSpotlight/
</a>
CF legal info hotline
<a target=_blank class=ftalternatingbarlinklarge href="http://www.cff.org/LivingWithCF/CFLegalHotline/">http://www.cff.org/LivingWithCF/CFLegalHotline/</a>