Medicare and Tricare

ladybug · Oct 10, 2008

Hello!

OK, so I know there was recently a post regarding Medicare and Tricare and what they covered and in which order, but I'm kinda asking a seperate question here and asking for elaboration on the other responses.

First, I have BCBS insurance (I pay a hefty premium per month but will NOT get rid of it in case we every leave the military) and Tricare Prime.

I also will have Medicare within the next couple of years on top of the other two insurances (I am truly blessed to have such good coverage).

I am curious the order these insurances will go in when I submit things? Currently, I MUST submit everything to my BCBS and then Tricare kicks in the remainder.

How will this work when I have all 3?

Also, when I meet my $1,000,000.00 max from BCBS (which may happen within the next few years), then which order do medicare and tricare follow?

Finally, I know there was discussion regarding medicare requiring you go into the hospital for a full course of IV antibiotics.... So, is there any way to opt out of THAT particular thing or would I be opting out of medicare entirely? Or, would Tricare "trump" medicare and allow that I have home health? I know BCBS and Tricare both allow home health, but not sure how this would factor in once I have medicare, who says a big fat "no" to home health.

Thanks for any info. you can give.

ladybug · Oct 10, 2008

Hello!

OK, so I know there was recently a post regarding Medicare and Tricare and what they covered and in which order, but I'm kinda asking a seperate question here and asking for elaboration on the other responses.

First, I have BCBS insurance (I pay a hefty premium per month but will NOT get rid of it in case we every leave the military) and Tricare Prime.

I also will have Medicare within the next couple of years on top of the other two insurances (I am truly blessed to have such good coverage).

I am curious the order these insurances will go in when I submit things? Currently, I MUST submit everything to my BCBS and then Tricare kicks in the remainder.

How will this work when I have all 3?

Also, when I meet my $1,000,000.00 max from BCBS (which may happen within the next few years), then which order do medicare and tricare follow?

Finally, I know there was discussion regarding medicare requiring you go into the hospital for a full course of IV antibiotics.... So, is there any way to opt out of THAT particular thing or would I be opting out of medicare entirely? Or, would Tricare "trump" medicare and allow that I have home health? I know BCBS and Tricare both allow home health, but not sure how this would factor in once I have medicare, who says a big fat "no" to home health.

Thanks for any info. you can give.

ladybug · Oct 10, 2008

Hello!

OK, so I know there was recently a post regarding Medicare and Tricare and what they covered and in which order, but I'm kinda asking a seperate question here and asking for elaboration on the other responses.

First, I have BCBS insurance (I pay a hefty premium per month but will NOT get rid of it in case we every leave the military) and Tricare Prime.

I also will have Medicare within the next couple of years on top of the other two insurances (I am truly blessed to have such good coverage).

I am curious the order these insurances will go in when I submit things? Currently, I MUST submit everything to my BCBS and then Tricare kicks in the remainder.

How will this work when I have all 3?

Also, when I meet my $1,000,000.00 max from BCBS (which may happen within the next few years), then which order do medicare and tricare follow?

Finally, I know there was discussion regarding medicare requiring you go into the hospital for a full course of IV antibiotics.... So, is there any way to opt out of THAT particular thing or would I be opting out of medicare entirely? Or, would Tricare "trump" medicare and allow that I have home health? I know BCBS and Tricare both allow home health, but not sure how this would factor in once I have medicare, who says a big fat "no" to home health.

Thanks for any info. you can give.

ladybug · Oct 10, 2008

Hello!

OK, so I know there was recently a post regarding Medicare and Tricare and what they covered and in which order, but I'm kinda asking a seperate question here and asking for elaboration on the other responses.

First, I have BCBS insurance (I pay a hefty premium per month but will NOT get rid of it in case we every leave the military) and Tricare Prime.

I also will have Medicare within the next couple of years on top of the other two insurances (I am truly blessed to have such good coverage).

I am curious the order these insurances will go in when I submit things? Currently, I MUST submit everything to my BCBS and then Tricare kicks in the remainder.

How will this work when I have all 3?

Also, when I meet my $1,000,000.00 max from BCBS (which may happen within the next few years), then which order do medicare and tricare follow?

Finally, I know there was discussion regarding medicare requiring you go into the hospital for a full course of IV antibiotics.... So, is there any way to opt out of THAT particular thing or would I be opting out of medicare entirely? Or, would Tricare "trump" medicare and allow that I have home health? I know BCBS and Tricare both allow home health, but not sure how this would factor in once I have medicare, who says a big fat "no" to home health.

Thanks for any info. you can give.

ladybug · Oct 10, 2008

Hello!
 
 OK, so I know there was recently a post regarding Medicare and Tricare and what they covered and in which order, but I'm kinda asking a seperate question here and asking for elaboration on the other responses.
 
 First, I have BCBS insurance (I pay a hefty premium per month but will NOT get rid of it in case we every leave the military) and Tricare Prime.
 
 I also will have Medicare within the next couple of years on top of the other two insurances (I am truly blessed to have such good coverage).
 
 I am curious the order these insurances will go in when I submit things? Currently, I MUST submit everything to my BCBS and then Tricare kicks in the remainder.
 
 How will this work when I have all 3?
 
 Also, when I meet my $1,000,000.00 max from BCBS (which may happen within the next few years), then which order do medicare and tricare follow?
 
 Finally, I know there was discussion regarding medicare requiring you go into the hospital for a full course of IV antibiotics.... So, is there any way to opt out of THAT particular thing or would I be opting out of medicare entirely? Or, would Tricare "trump" medicare and allow that I have home health? I know BCBS and Tricare both allow home health, but not sure how this would factor in once I have medicare, who says a big fat "no" to home health.
 
 Thanks for any info. you can give.

julie · Oct 10, 2008

While your husband is AD tricare will always be the primary payor. You need to make sure your tricare office understands that your husband IS AD, and that the medicare is secondary. So if you continue to have all 2, it will be BCBS, Tricare and then medicare.

julie · Oct 10, 2008

While your husband is AD tricare will always be the primary payor. You need to make sure your tricare office understands that your husband IS AD, and that the medicare is secondary. So if you continue to have all 2, it will be BCBS, Tricare and then medicare.

julie · Oct 10, 2008

While your husband is AD tricare will always be the primary payor. You need to make sure your tricare office understands that your husband IS AD, and that the medicare is secondary. So if you continue to have all 2, it will be BCBS, Tricare and then medicare.

julie · Oct 10, 2008

While your husband is AD tricare will always be the primary payor. You need to make sure your tricare office understands that your husband IS AD, and that the medicare is secondary. So if you continue to have all 2, it will be BCBS, Tricare and then medicare.

julie · Oct 10, 2008

While your husband is AD tricare will always be the primary payor. You need to make sure your tricare office understands that your husband IS AD, and that the medicare is secondary. So if you continue to have all 2, it will be BCBS, Tricare and then medicare.

ladybug · Oct 10, 2008