Medicare Help!! What to choose??

[Landy]

Adam, I think Tara is correct...you have to be retired or disabled to get Medicare from what I understand.

Also, to the OP, when choosing a Part D provider, you may want to see if they have coverage during the "donut hole". That's where Part D will cover up to a certain amount, then you're on your own--covering 100% of meds until you get to a second level, then Medicare Part D picks up again.
There are a few policies that will cover generic drugs only during the donut hole period.

 

[Landy]

Adam, I think Tara is correct...you have to be retired or disabled to get Medicare from what I understand.

Also, to the OP, when choosing a Part D provider, you may want to see if they have coverage during the "donut hole". That's where Part D will cover up to a certain amount, then you're on your own--covering 100% of meds until you get to a second level, then Medicare Part D picks up again.
There are a few policies that will cover generic drugs only during the donut hole period.

 

[Landy]

Adam, I think Tara is correct...you have to be retired or disabled to get Medicare from what I understand.

Also, to the OP, when choosing a Part D provider, you may want to see if they have coverage during the "donut hole". That's where Part D will cover up to a certain amount, then you're on your own--covering 100% of meds until you get to a second level, then Medicare Part D picks up again.
There are a few policies that will cover generic drugs only during the donut hole period.

 

[Landy]

Adam, I think Tara is correct...you have to be retired or disabled to get Medicare from what I understand.

Also, to the OP, when choosing a Part D provider, you may want to see if they have coverage during the "donut hole". That's where Part D will cover up to a certain amount, then you're on your own--covering 100% of meds until you get to a second level, then Medicare Part D picks up again.
There are a few policies that will cover generic drugs only during the donut hole period.

 

[Landy]

Adam, I think Tara is correct...you have to be retired or disabled to get Medicare from what I understand.
<br />
<br />Also, to the OP, when choosing a Part D provider, you may want to see if they have coverage during the "donut hole". That's where Part D will cover up to a certain amount, then you're on your own--covering 100% of meds until you get to a second level, then Medicare Part D picks up again.
<br />There are a few policies that will cover generic drugs only during the donut hole period.
<br />

 

[JustDucky]

Yes, you do have to be disabled or retired to receive Medicare...I waited 24 months after I qualified for SSDI before my Medicare kicked in. Lynda has a good point regarding the part D insurance, I have coverage (generics only though) through the doughnut hole, not having any coverage would be a huge expense. The nice thing is that nebs are covered under part B Medicare (because it is delivered through a nebulizer)...my TOBI, pulmozyme, nebulized pulmicort and Xopenex are all covered 100% because of the Medcare and medigap insurance that I have. One thing that sucks is that IV antibiotics are not covered for in home use, I have to be hospitalized every time...sometimes for months. I hope that someday that will change.
Hope this helps...Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">

 

[JustDucky]

Yes, you do have to be disabled or retired to receive Medicare...I waited 24 months after I qualified for SSDI before my Medicare kicked in. Lynda has a good point regarding the part D insurance, I have coverage (generics only though) through the doughnut hole, not having any coverage would be a huge expense. The nice thing is that nebs are covered under part B Medicare (because it is delivered through a nebulizer)...my TOBI, pulmozyme, nebulized pulmicort and Xopenex are all covered 100% because of the Medcare and medigap insurance that I have. One thing that sucks is that IV antibiotics are not covered for in home use, I have to be hospitalized every time...sometimes for months. I hope that someday that will change.
Hope this helps...Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">

 

[JustDucky]

Yes, you do have to be disabled or retired to receive Medicare...I waited 24 months after I qualified for SSDI before my Medicare kicked in. Lynda has a good point regarding the part D insurance, I have coverage (generics only though) through the doughnut hole, not having any coverage would be a huge expense. The nice thing is that nebs are covered under part B Medicare (because it is delivered through a nebulizer)...my TOBI, pulmozyme, nebulized pulmicort and Xopenex are all covered 100% because of the Medcare and medigap insurance that I have. One thing that sucks is that IV antibiotics are not covered for in home use, I have to be hospitalized every time...sometimes for months. I hope that someday that will change.
Hope this helps...Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">

 

[JustDucky]

Yes, you do have to be disabled or retired to receive Medicare...I waited 24 months after I qualified for SSDI before my Medicare kicked in. Lynda has a good point regarding the part D insurance, I have coverage (generics only though) through the doughnut hole, not having any coverage would be a huge expense. The nice thing is that nebs are covered under part B Medicare (because it is delivered through a nebulizer)...my TOBI, pulmozyme, nebulized pulmicort and Xopenex are all covered 100% because of the Medcare and medigap insurance that I have. One thing that sucks is that IV antibiotics are not covered for in home use, I have to be hospitalized every time...sometimes for months. I hope that someday that will change.
Hope this helps...Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">

 

[JustDucky]

Yes, you do have to be disabled or retired to receive Medicare...I waited 24 months after I qualified for SSDI before my Medicare kicked in. Lynda has a good point regarding the part D insurance, I have coverage (generics only though) through the doughnut hole, not having any coverage would be a huge expense. The nice thing is that nebs are covered under part B Medicare (because it is delivered through a nebulizer)...my TOBI, pulmozyme, nebulized pulmicort and Xopenex are all covered 100% because of the Medcare and medigap insurance that I have. One thing that sucks is that IV antibiotics are not covered for in home use, I have to be hospitalized every time...sometimes for months. I hope that someday that will change.
<br />Hope this helps...Jenn <img src="i/expressions/face-icon-small-smile.gif" border="0">
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