I have insurance through my employer that covers IF testing but not treatment. What this has meant so far is that all office visits with the RE are covered (minus the $35 copay), and my CD3 bloodwork, HSG, and all of my ultrasounds have been covered. My HCG trigger and the actual IUI procedure was not covered. The HCG trigger is $44 for one shot, and the IUI is $565. If we have to take any other fertility drugs (eg clomid or injectibles), we'll have to pay for that 100% out of pocket.
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<br />Regarding if we have infertility - I think that, if our CM is causing us to have trouble getting pregnant, then yes, we have infertility, it just happens to be caused by CF. It's just like CFRD - some people have diabetes, it's just caused by CF.
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<br />And Jenn, I know what you mean about being bitter. I am going through my second failed IUI (my temp crashed and I am spotting, but AF hasn't officially arrived yet), and I feel like I've been stabbed in the heart. It was so much easier to take on non-treatment cycles because I could chalk it up to "well, it's cause of my CF." But now that we are doing something that <i>should</i> work, having another failure it makes me so afraid that it will never work and I'll never be a mother. And it seems like everyone around me is pregnant and, although I am truly happen for them and would never wish this on anyone, I still get a knot in my stomach when I talk to them. It sucks so much. Seriously, I've never felt this sad about having CF before - chronic sinusitis and bronchitis I can take. Not being able to be a mother I cannot <img src="i/expressions/face-icon-small-sad.gif" border="0">