I remember hearing about indemnities a couple of years ago from SeanDavis. If I remember correctly, he's had a lot of experience with these policies. Here's the link from '06 that I'm referring to, and has some experiences listed:
<a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=5&threadid=5783&highlight_key=y&keyword1=indemnity%20policies
">http://forums.cysticfibrosis.c...=indemnity%20policies
</a>
<a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=5&threadid=5783&highlight_key=y&keyword1=indemnity%20policies
">http://forums.cysticfibrosis.c...=indemnity%20policies
</a>