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Physical for Health Insurance

A

alegris

Guest
Hi all,

I'm living in Ontario, so it may be a long shot asking this since I know many of you are American, but any info would help. I was just offered a new job in the science field as a chemist. The company is unaware of my CF. I just got a call that they want to schedule me in for a physical which is required by the health insurance company because full health benefits are offered with the job. I'm a bit freaked out! I know it's illegal to discriminate against those with physical illnesses, but still... Do I have to tell them about the CF? Do they have access to my medical records and will find out anyways? My current company doesn't know (I've been here for 2 years). I blame my coughing on asthma and I haven't taken a sick day since I've been here. I'm just worried that if I lie and they find out, they could reneg on the offer or I could be fired. If I tell the truth, they could reneg on the offer. What do I do?

Adrienne - 24/f/CF
 
A

alegris

Guest
Hi all,

I'm living in Ontario, so it may be a long shot asking this since I know many of you are American, but any info would help. I was just offered a new job in the science field as a chemist. The company is unaware of my CF. I just got a call that they want to schedule me in for a physical which is required by the health insurance company because full health benefits are offered with the job. I'm a bit freaked out! I know it's illegal to discriminate against those with physical illnesses, but still... Do I have to tell them about the CF? Do they have access to my medical records and will find out anyways? My current company doesn't know (I've been here for 2 years). I blame my coughing on asthma and I haven't taken a sick day since I've been here. I'm just worried that if I lie and they find out, they could reneg on the offer or I could be fired. If I tell the truth, they could reneg on the offer. What do I do?

Adrienne - 24/f/CF
 
A

alegris

Guest
Hi all,

I'm living in Ontario, so it may be a long shot asking this since I know many of you are American, but any info would help. I was just offered a new job in the science field as a chemist. The company is unaware of my CF. I just got a call that they want to schedule me in for a physical which is required by the health insurance company because full health benefits are offered with the job. I'm a bit freaked out! I know it's illegal to discriminate against those with physical illnesses, but still... Do I have to tell them about the CF? Do they have access to my medical records and will find out anyways? My current company doesn't know (I've been here for 2 years). I blame my coughing on asthma and I haven't taken a sick day since I've been here. I'm just worried that if I lie and they find out, they could reneg on the offer or I could be fired. If I tell the truth, they could reneg on the offer. What do I do?

Adrienne - 24/f/CF
 
C

cdale613

New member
Hi Adrienne,

I don't know anything about Canadian rules... although I thought that the public health insurance system would make this less of an issue for you... I digress.

I would recommend trying to find out as much information as possible before your exam. I don't know if the Canadian/Ontario goverment agency responsible for health/disability policy has a website, but that is where I would look first. I would also look for websites of nonprofit organizations who advocate for disability rights in the workplace, etc. I believe in Canada it falls under human rights law.

Here is an example of a quick google search using "canada disability workplace":
<a target=_blank class=ftalternatingbarlinklarge href="http://www.ofl.ca/uploads/library/disability_issues/ACCOMMODATION.pdf">http://www.ofl.ca/uploads/libr...sues/ACCOMMODATION.pdf</a>

I would also recommend contacting your CF Dr. They might know, or have access to staff who would know such things.

Best of luck.

Chris

26 m w/CF
 
C

cdale613

New member
Hi Adrienne,

I don't know anything about Canadian rules... although I thought that the public health insurance system would make this less of an issue for you... I digress.

I would recommend trying to find out as much information as possible before your exam. I don't know if the Canadian/Ontario goverment agency responsible for health/disability policy has a website, but that is where I would look first. I would also look for websites of nonprofit organizations who advocate for disability rights in the workplace, etc. I believe in Canada it falls under human rights law.

Here is an example of a quick google search using "canada disability workplace":
<a target=_blank class=ftalternatingbarlinklarge href="http://www.ofl.ca/uploads/library/disability_issues/ACCOMMODATION.pdf">http://www.ofl.ca/uploads/libr...sues/ACCOMMODATION.pdf</a>

I would also recommend contacting your CF Dr. They might know, or have access to staff who would know such things.

Best of luck.

Chris

26 m w/CF
 
C

cdale613

New member
Hi Adrienne,

I don't know anything about Canadian rules... although I thought that the public health insurance system would make this less of an issue for you... I digress.

I would recommend trying to find out as much information as possible before your exam. I don't know if the Canadian/Ontario goverment agency responsible for health/disability policy has a website, but that is where I would look first. I would also look for websites of nonprofit organizations who advocate for disability rights in the workplace, etc. I believe in Canada it falls under human rights law.

Here is an example of a quick google search using "canada disability workplace":
<a target=_blank class=ftalternatingbarlinklarge href="http://www.ofl.ca/uploads/library/disability_issues/ACCOMMODATION.pdf">http://www.ofl.ca/uploads/libr...sues/ACCOMMODATION.pdf</a>

I would also recommend contacting your CF Dr. They might know, or have access to staff who would know such things.

Best of luck.

Chris

26 m w/CF
 
D

dbtoo

New member
maybe this thread has some information:

<a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=5&threadid=14462">http://forums.cysticfibrosis.c...catid=5&threadid=14462</a>
 
D

dbtoo

New member
maybe this thread has some information:

<a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=5&threadid=14462">http://forums.cysticfibrosis.c...catid=5&threadid=14462</a>
 
D

dbtoo

New member
maybe this thread has some information:

<a target=_blank class=ftalternatingbarlinklarge href="http://forums.cysticfibrosis.com/messageview.cfm?catid=5&threadid=14462">http://forums.cysticfibrosis.c...catid=5&threadid=14462</a>
 
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